Patience. You see, Mr. Speaker, they want us to do everything today, even when they are not ready. In fact, this government will ensure that it is done, but without being unreasonable. When we decided to cut transfers, we did not say right now, as of midnight tonight. We are giving people time to adjust to the change. It is the sensible way to go about it. We did not smash everything at once with the government's big hammer. We are kind. We are giving them time to adjust.
As far as banks are concerned, $100 million is a lot more than what I have presently in my bank account. It might be a significant percentage of their revenues. Could it be higher? Of course, it could. What will the impact be? If we were to increase it a lot more, will it have a negative impact on job creation? The problem is that they refuse to look at all the other sides of the medal. They only look at one. They keep on referring to something people dislike, such as the banks' huge profits, and they try to exploit it. I do not find this very honest on their part.