Madam Speaker, this is an important point. On the face of it, these kinds of statistics look like nothing more than discrimination.
The question must be asked: Are the banks which are clearly in the business of making money simply refusing women loans because they do not like women? If that is the reason, then they should be hammered over the head. It is stupid.
What difference does it make if you are a man or a woman in business? The point is, is there a good business reason as to why this decision is being made? If there is a good business reason, then as a business woman I am going to make sure that I meet the concerns of the bank and qualify for the loan I need. I am going to satisfy the bank that it would be very well advised to give me the needed money because I am a good risk. That is the kind of initiative we need.