Mr. Speaker, it is interesting that the minister has always taken the position that he encourages banks to reduce credit card interest rates. In dealing with a group who had signed the requests, he was certainly supportive of the group in dealing with the high interest rates that are being referred to.
Again, there must be encouragement by the public to the banks to reduce the rates. This can be done in many different ways. One way is by not utilizing the cards and another way is by applying for the lower interest rate cards.