Mr. Speaker, the challenge is always with comprehension. There is no doubt about that.
What we are dealing with here is undoubtedly an effort to be equitable. There is no question the hon. member has stated the record in terms of the reduction to age 69.
Whatever the alleged tax grab may have been as a result of that change, if the hon. member would look at the cost to taxpayers, the benefits made available to people who want to avail themselves of the RRSP, going back over the years where they missed making maximum contributions, the hon. member would understand this.
If she takes the time and the care to look carefully, what has been retained by the government in terms of the change at the upper end will be more than compensated for by being more generous to people who were not able to make maximum contributions to the program through their working life.