Mr. Speaker, first, on the issue of co-insurance, I must say that I am not sure I understand what my hon. colleague meant to say. Unfortunately, I did not listen to the speech he made earlier this afternoon and I do not feel I have all the information needed to answer his question.
However, as regards the government's transparency, we have noticed not only in this document but also in the debate surrounding the upcoming tax reform, scheduled for the end of the year, that there is no transparency. For example, tax reform will be considered behind closed doors by a committee made up of the biggest users of tax havens in the world, who have institutions in all of these tax havens.
The hon. member is right to remind us that, where transparency is concerned, the government has not seen the light so far, if I can put it this way. It is kind of opaque. You only have to remember the recommendations made on the Pearson airport, where everything was to be resolved in the minister's office behind closed doors. These last few years, we have criticized the government for its lack of transparency, and I think my hon. colleague has every right to do the same.
As for co-insurance, I am sure my colleague and I will probably have the opportunity to meet in the future to review this technical issue in detail and in private.