Mr. Speaker, I think I am getting through. I appreciate this exchange for no other reason than now some members opposite are asking themselves what is the difference between an investment and a tax.
When they talk about the super RRSP, they talk about people investing. They do not talk about the rate. I will tell members what the rate will be. The rate will be something like 13% to 15% and they use the word investment in their private super RRSP of the individual Canadian.
If it is an investment for their super RRSP, it must also be an investment, at a much lower and reasonable rate, in the Canada pension plan. Clearly my colleague across the way, and I believe he is or was an accountant, should know that an investment is something which gives you a payback in the future. I expect he, along with other Canadians, will be able to get Canada pension payments back when he retires.
I am really glad that my colleagues across the way are getting a little anxious about this. I have a sense that some understanding is coming into their minds on the issue. It is nice to be holding a flashlight for them.
An investment, for the benefit of my colleagues across the way, is something that provides a repayment in the future. They along with their colleagues in other parties will understand the very big difference between a tax and an investment. Payments to CPP are an investment.