Mr. Speaker, the member for Calgary—Nose Hill is getting a lot of partisan politics messed up in the CPP. She is probably not aware of the fact that starting last year one-third of Canada's population was turning 50 at the rate of 500,000 a year.
If CPP is to be there for the upcoming generation we have to make changes to it right now so that they can survive. She has a lot of problems with the return coming out of CPP, but she is only looking at one of three pillars. We have CPP, seniors benefits and the RRSP program which gives an 18 percent tax shelter on income. She is obviously expounding their super RRSP program.
CPP is not only a pension plan but is a disability insurance policy. It is a very comprehensive one and a very good one because it is backed by the Government of Canada. Their super RRSP program is a typical Reform way of looking at things: we will pay them money out of their RRSP program but if they are not able to contribute to it, tough luck.