Mr. Speaker, I am afraid the hon. member is a little bit confused about the value of competition in our society.
He expresses concern about bank service charges. What does he want to do in his usual socialist way? He wants to intervene. He wants to nationalize the banks. I guess an NDP run bank would have lower service charges. I do not know.
I think competition is the way to drive down service charges. We are making sure that Canadians can easily and directly compare all the offerings that are there in banks so that they can find the ones that provide the best and cheapest service for them. That is how to drive down service charges.