Mr. Speaker, I have the Minister of Finance's answer to this question, because it was a question.
At the moment, we have the home buyers' plan. It enables people to draw on their RRSP in order to purchase their first home. Four years later, they have to start repaying what they borrowed at the rate of one thirteenth of the total amount a year over the next thirteen years.
In other words, taxpayers borrow from themselves. We are proposing exactly the same thing. Under an employment RRSP program, an unemployed taxpayer could create his own job with a start-up fund where he could take-