The member is wondering whether I have spoken. That was on Bill C-92. I know they enjoyed that one. The member was wondering whether I had anything else to say on RRSPs and was after some tax planning tips.
With regard to the elimination of the seven-year limit on the carry forward of unused RRSPs, the member knows that young people who are cash poor in the early years will be able to contribute. The statistics show that contributors to RRSPs make the majority of their contributions after age 45. Certainly that opportunity is an important aspect which I left out in my speech on Bill C-92.
As the member knows, neither one of us care for Garth Turner's rationalizations of why would should buy RRSPs from him.