Mr. Speaker, I would like to make the hon. member understand that, first of all, with this new appraisal and qualification system, every buyer gets an immediate response. So, our priority is to serve the buyer so that he can have a secured loan to buy a property.
Second, we are not the lenders and we make sure that, when financial institutions grant a loan for an appraised property, and building projects in general, there is premium to pay, a rather small one, in my view. And with modern technology—