Mr. Speaker, I am sure if you were to give a ruling, you would probably say that the questions have nothing to do with this particular bill, but let me just attempt to answer the hon. member.
I believe that the banking industry has not been co-operative with small business and particularly with women and young people attempting to start up a small business which in many cases in our new economy is the only avenue they have available to them.
It is incumbent upon the banking industry to work with small business to make sure that not only is capital accessible, but that the people the banks are making the loans to have done the business plan and understand what they are doing. Often the best loan that you will get is the one that you get turned down on. The banks have a responsibility to make sure that they are doing their homework on this to help people run successful businesses when they make those loans.