Mr. Speaker, briefly, what I said was that one had to have money to be able to put any in a registered education savings plan. The present ceilings are perhaps too high for middle income earners, with the result that they are not contributing as much as they should to these plans.
As for the other question, the point here is not to worry about every little comma and period. The point is to recognize that there are things that need changing in the current tax system.
My eminent colleague admits that there are inequities in the federal tax system. What he should be doing is bringing all his energy and intelligence to bear on eliminating these inequities.
As for taxpayers earning less than $30,000, there is certainly work to do here in all categories. I gave the example of people earning around $30,000, between $30,000 and $40,000, which is the bracket into which 70% of Canadian taxpayers fall. That was the example I gave, and it is quite a striking one.