Mr. Speaker, as I said, the reason is to accelerate matters. As a matter of fact the office is also open on Sundays so that they can have very speedy, easy and fast assessments.
Naturally that does not stop individual buyers having personal appraisers if they feel the general appraisal we do with the financial institution is not satisfactory or is not enough.
We believe that we have a good system. The results are there. As I said, last December I met with the Canadian Institute of Appraisers. We discussed how we could implement this program. They have been giving good service in the past and we are sure they will continue to work—