Mr. Speaker, those who are involved in private pensions get to have a say. Over three-quarters of them would have to vote to have a say on what that surplus is used for. The changes that are being made would not give the taxpayers that the hon. member mentioned any say in where the surplus is going. In fact, the federal government is using it however it pleases without the consent of either the taxpayers or the people paying directly into it.
Whatever the surplus may be or however or wherever it is invested should not be done just in terms of what the greatest return on that money would be. I think it is important that the money is spent first in Canada to benefit Canadians rather than outside the country in very risky endeavours. We have already seen what the market can do, what unregulated, totally catastrophic situations can arise with unbridled use of capital.