Mr. Speaker, the hon. member's question is utterly ridiculous.
What the banks were calling for is more flexibility, more leeway for forging alliances. This is something they have been asking for, and we have provided it to the tune of 20% as far as the major banks are concerned. Quebec banks, the smaller ones, have been asking for more flexibility, more leeway for expansion.
When our document is released, it will show our readiness to allow more expansion possibilities to the smaller banks.