Mr. Speaker, I thank the member for the question. In fact, earlier today our very excellent finance critic, the member for Regina—Qu'Appelle, made the point precisely that one of the real problems with the bill is that it gives unprecedented powers to one minister, rather than conferring powers on parliament as a whole where democratic and open debate takes place.
This is one of the real nasty bits in legislation that gets sneaked through. Canadians do not understand that this is being paraded as consumer protection but is really vesting control in the banks and in one minister. That cannot be healthy.