Madam Speaker, the member across the way gave a very interesting speech. I have always looked at the Canada pension plan as a three legged stool. We have one leg, which is CPP and CPP disability. The second leg is OAS-GIS. The final leg is the RRSP.
Right now only about 34% of the population utilizes the RRSP program of which one can shelter the interest that is made on that through a cumulative process and it is not taxed until it is finally taken out.
I wonder if the member could enlighten us as to how we could encourage the population of Canada to increase that 34% utilization of the RRSP plan.