Actually, Mr. Speaker, real assets have grown faster than real debt in Canada, which means that Canadians are worth a lot more today than ever.
Second, on the issue of credit cards, our responsibility as a government is to create vibrant competition in the sector. Over 600 products exist in that sector, including low interest credit cards. It is clear to me that Canadians have choice, and they will always act in their best economic interests for themselves and for their families, but to help we have created the Financial Consumer Agency of Canada to make them wise consumers.