Mr. Speaker, that is right, I am not a minister and I certainly would not want to be a minister in that government.
To deal seriously with the question, the member is correct in that the government does have a role. However, prevention is the responsibility of the people issuing that credit. That is not anything the government can effectively do anything with.
Sure the government has a responsibility. Consumer fraud is a crime. Under the Criminal Code there is a responsibility to make it a crime and to enforce it in our courts.
The point I was making is that the issue of prevention of consumer fraud is not one that should be the government's responsibility. It should be the responsibility of the company that is issuing the credit to those individuals.