Mr. Speaker, I do not know if I can give a short answer to such a lengthy preamble, but the legislation really does aim to help everybody.
Does the member know what people need in order to access this learning bond? They need a birth certificate; they need an identifier that says who they are here. They need to be able to go to a bank or a lending institution in order to open up an account. That is all they need.
If they do that and if they fit under that $35,000 income level, they qualify. It is as simple as that. There is no other qualification.