Mr. Speaker, I thank the minister very much for that tribute. I know that the legislation is not perfect. There are things that could be improved. There is no doubt that the amounts we are talking about are quite modest but we also have to be fiscally responsible. The one aspect of it that I find most heartening is it creates an opportunity for people who have never saved before to take that first step. When we create aspirations, we create hope.
I remember when I was about four years old and my family walked me through the campus of the University of Toronto and told me that one day I would go there. That registered with me. I remembered that. There is someone who has worked with me loyally for years who is the first person in her family ever to go on to post-secondary education, first to community college and then to university. To see that growth and fulfilment in a personal way is a great thing.
Whether people come from backgrounds like mine, where it has gone back generations, or whether they are the first generation, seeing people improve their lives is one of the positive things that we can all rally around.