Mr. Chair, I am pleased to hear that the member grew up in a household where responsibility was taught about debt, and obviously responsibility on other issues as well, because debt is a burden.
My parents never took me into a gambling hall, and I do not think it would have done me any good if they had at 16 or whatever. They never gave me a credit card and I did not suffer as a result of that, I can assure members. I know it was not part of the environment when I grew up but we are living in a different era.
I am not asking government to do anything when it comes to this type of presentation to our youngsters. I do not know, when we talk about young people, at what age they would have access to instruments like a credit card to charge up a bunch of debt, but I think there is a limit. Should high school children have credit cards from grade nine on up, and handle those cards? I do not want to bring my kids into a gambling hall at 16. The member says that there should be no restrictions. I am not that much of a libertarian. I can see the need for some freedom but there is a responsibility that goes with everything.
I will refer back to the responsibility of a parent, a teacher or a financial adviser. The more we instruct our children on the use of debt, the better off we will all be. I think there are limits but I do not think they have anything to do with big government. I would like to see small government, because governments constantly intrude into the affairs of the average person, at a cost. No, I do not want to see big government and I do not see any need for it to be intruding here. However I do see a need to limit some things for some people.