Mr. Speaker, one thing we have heard all day today during this debate, and which is something my hon. friend opposite has said, is that all Canadians could have a decent retirement package. To my mind and in my reading, CPP was never meant to be the ultimate in pensions. I want to make this point clear. It was the government's way of supporting other pension plans. It was never designed to be the only way. If we combine the CPP maximum with OAS, we still do not have a good income on which to live.
We have been somewhat misleading for the public watching this debate today, in misleading them into thinking that CPP together with the OAS is all a person needed and that it is sufficient. The hon. member will recognize that with today's modern costs, that is not enough upon which an individual could retire.