Mr. Speaker, first I want to congratulate my colleague from Saint-Jean on his excellent presentation. I would simply like to ask him the following question: is it not the industry itself which, having profited from this system as it has, has caused us to issue guidelines today?
These days, some banks no longer have branches, and some people sell products without running a store. It is because of an entire industry that we no longer have corner branches. Every company has turned to the telephone.
In a way, that is what we want to defend against. We want to allow citizens who still want to do business with companies that have branches to have that option, instead of doing business with people who call them on the phone. It is one way of doing business. As my colleague was saying, we do not want to do harm to companies that carry on business relations with individuals. What we want to prevent is banks with no branches and stores with no buildings.
I would like to hear my colleague’s response on this question.