Mr. Speaker, I would like to ask the member about the proposed legislation and the student loans again, about applying for discharge after seven years but allowing hardship discharge after five. I wonder if the member would support an amendment to allow application for hardship at any time.
I also want to hear the member's comments on the exemption for RRSPs. Currently RRSPs related to insurance are exempt, but most others are not. In the proposed legislation, a wider range of retirement savings and products would be exempt from seizure in bankruptcy. I am wondering if the member supports either/or.
I also would like him to comment on pensions and whether there should not be a push to tighten pension laws so that companies cannot underfund them.