Mr. Speaker, I listened quite intently to the member's comments. He may or may not be aware that federal, provincial and territorial governments have long been concerned over unscrupulous and questionable business practices that have characterized segments of the payday lending industry. The federal government is attempting to bring this under the scope of the effective legal regulations under the provinces and territories.
The member has said that the Bloc is against this legislation. He mentioned how it would mostly affect low income and low wage earners. That is the reason why we have to bring the bill forward. We have to protect consumers. If he is against the bill, does he have any amendments that he would like to suggest to improve it?