Mr. Speaker, I would like to ask my colleague a question. I would like to return to the matter under consideration.
There have been exchanges concerning the fiscal imbalance, but people who are forced to take out small loans, small as they may be, at an interest rate of 60% also have to deal with a financial imbalance.
Payday lending is almost the equivalent of microcredit. I would like to point out that the 2006 Nobel Peace Prize was awarded to professor Muhammad Yunus of the Grameen bank. At present there are almost 1,200 microcredit branches that employ 12,000. We know very well that banks today make outrageous profits. Most are in the order of billions of dollars. Does my colleague not think that banks could play a social role by providing microcredit at acceptable interest rates?