Mr. Speaker, the member knows that constructive dialogue with the banks has made real progress. The Bank of Montreal is extending a fee waiver on plans for seniors and students. The TD Bank will guarantee ATMs for all students. New account fees have been unveiled by the Royal Bank of Canada and the HSBC. The CIBC has also pledged to have better access for the disabled.
Progress is being made on this because of constructive dialogue, not the kinds of accusations that the NDP keeps throwing around.