Mr. Speaker, indeed, there is no doubt that seniors, among others, are often the victims of fraud involving the use of credit cards. This type of situation is rather frequent. I have heard about such cases in my riding office.
About a year and a half ago, I bought a house in my constituency. During the open house visits, I often discussed this issue with other future voters. Mortgage fraud is also a major concern for many people. The idea that one can own a house and not know that someone else may have taken a mortgage on that house, withdrawn the money and vanished, leaving the actual owner forced to repay that mortgage or else lose his house, scared a lot of people—