Mr. Speaker, I was wondering what the hon. member thought about the centrepiece of the budget, namely the tax-free savings account. A properly advised client would first of all invest in an RRSP, and that is a considerable sum of money with a tax deduction attached, and then after that presumably would invest in an RESP which gives a government incentive to invest and is protected during the time the money is in there, and then if the person had any money left over after that, the money would go into a tax-free savings account.
I wonder whether she knows anyone in her constituency who could, after all those investments, actually take advantage of this. Does she think that the anticipated reduction of revenues of $5 million is actually of any significance whatsoever?