Madam Speaker, the member raises an interesting point and this is where due care and diligence needs to be taken.
There are requirements for payroll deductions and the set up of bank accounts to ensure the integrity of the system. I understand that in our banking system, identification, residential addresses, social insurance numbers and all kinds of things are required, but these are absolutely vital to have in place to protect the integrity of the system because abuse is possible.
With regard to payroll deductions, more often than not the rates of withholding, whether it be for EI, CPP or income tax, do not change frequently during the year. In fact, usually they are scheduled to change at the end of either a calendar year or possibly March 31. That means that all one needs to do is know what the deductions are once and they are repeated pay period after pay period.
It is a small inconvenience to have that done in the first instance but those who are in the accounting profession would be most happy to do it. It takes about 10 minutes to work it out for a specific case. I do not believe the safeguards should be tampered with simply for administrative convenience, which is a modest inconvenience in the first instance.