Mr. Speaker, the government did tell us at committee, and members will recall, that there was supposed to be a task force set up to look at this before it was brought to the House. The task force was actually never set up and the government, I think, got to doing it in the fall. The Chief Actuary told us that he only just got involved in September. And even then, he was ill. I do not think that he was all that involved. So, these issues were not threshed out properly.
As the hon. member said, I do support the bill. We need to support the bill and we need to move on it, obviously. However, we do need to also do the other work to ensure that the problems, that I expect will crop up because of it being a voluntary program, are addressed earlier rather than later, so that they do not become entrenched.