Mr. Speaker, if the member opposite would bother to read the budget implementation bill, he would see the provisions in the bill requiring a minimum grace period on new purchases made with a credit card, improving debt collection practices, requiring clear and timely advance notice of changes in rates and fees. All of that in terms of regulatory power would be given to the Minister of Finance under the budget implementation act.
What is important, I say to the member for Pickering—Scarborough East, is that we get that bill through the Senate and get royal assent so we can help Canadians get better credit.