Mr. Speaker, in fact the announcement of a secured credit facility was part of the budget package, as the hon. member knows well.
As far as we are concerned, this is an important part of expanding the ability of consumers to get credit and of small business to get credit. We are moving as smartly as we can, but the hon. member and his party have held things up for several weeks. I thank them now for moving forward for the benefit of Canadians.