Madam Speaker, I thank my colleague for his speech on financial literacy. Perhaps rather than being in the House giving a speech on financial literacy to those folks who actually need interest rate relief, he really should have been giving it to the friends in the Conservative Party who are actually in the financial institutions, because they have needed it in the last year. The meltdown we see across the globe in financial institutions is about financial literacy, is about folks who do not understand what they are doing. In fact, the major players in the banking industry, including Canadian bankers, have said they do not really understand what they did. So perhaps the hon. member should have started with them instead of lecturing consumers on how they need to have more financial literacy.
What Canadian consumers need, and need now, is rate relief on their credit cards, not how to be able to decipher the rate relief. They need true rate relief. I wonder if my hon. colleague would comment on the fact that, for consumers today who are choosing hydro, a roof over their heads and food, not web-based financial literacy skills, how indeed the Conservatives intend to give that rate relief through the web?