Mr. Speaker, briefly, there are two points.
One is with regard to the provisions in the Obama changes in the United States, and whether they are fully reflected in the motion before us.
Second is with regard to item (a) in the motion, which reads, “protect consumers from 'any time, any reason' interest rate increases and account changes”. It would appear that the intent of the motion could be interpreted that there be no changes permitted, whereas I would think the intent probably was that there be no account changes which would be adverse to the consumer.