Mr. Speaker, the parliamentary secretary certainly is correct in terms of public education, but that education, in my view, should also include information about how serious this problem has become. People are hurting. An hon. member earlier referred to the hook to draw people into this game and to suggest that a minimum payment is okay, not realizing that there is interest that the next month becomes compound interest, et cetera.
The parliamentary secretary, to get to the point of the question, is assuring Canadians that there are provisions in the budget so that the finance minister has the tools to do certain things. However, we have not heard or seen anything yet. Maybe the parliamentary secretary could assure Canadians that the government is in fact going to take action on this and do all the things he said would be done, before the end of the year.