Mr. Speaker, I continue to be very concerned about what the government might do on the CPP file because of the previous comments from the Prime Minister, that he thought we should eliminate it and go into a super RRSP fund. Currently, only 18% of Canadians I believe contribute their maximum to RRSPs.
So, I think that RRSPs are one program, but it does go completely against that when we turn around and allow people to take the money out to put a down payment on a house. Even though I am very supportive of people being able to make a down payment, it does take away from their ability to plan for their future. I think for far too long we as Canadians have not paid attention to the whole issue of retirement. We do not think about it because when we get it, well, we get there. Well, all of a sudden, we can go from earning $80,000 when we are 65 to an amount that is reduced to $20,000. We are not going to go far on $20,000. We are not going to be able to go on vacations. We are not going to be able to drive a car probably, depending on where we live.
It is the whole issue of getting Canadians to pay attention. We need to engage Canadians in the debate all across the country on pension plans and what the government can do, whether that is a supplementary Canada pension plan, or what we can be doing as governments, together with our provinces, to ensure that Canadians will have sufficient funds so that they can retire with a good quality of life.