Mr. Speaker, that is fascinating because I think many of us are supportive of possibly turning around and getting Canadians to invest in RRSPs at a very early age. That is a way of saving money and saving taxes. However, if they take money out, maybe the requirement should be that they have to increase the following year their repayment plan in order to put back the money into their RRSP.
However, the bigger issue is, how do we get Canadians maximizing the use of RRSPs? Only 18% maximize the use now. We need to encourage more people to put more money into those plans. Maybe we need to make it an obligation. I am not sure. No one wants to have to do those things. However, if the Liberals had not increased the contribution levels to the CPP, and I remember the screaming and hollering that went on when the Liberal government did that, people who are retiring today would not have the pension that they receive today.
We need to increase our contributions in a variety of ways, and RRSPs are just one of them.