Mr. Speaker, I thank my hon. friend from York West for a good speech.
I sense that there is a lot of support in this House for the concerns that are being raised today. However, as I did not have time to answer the question, if I can, I would like to get it on the record that this government has no intention of privatizing the Canada pension plan. As I said earlier, it is working well.
However, we need to, and that is why we have established this research working group, find out if there is a better way, if there is some way that we can further protect those who are not protected at this point with their retirement income.
The hon. member for Elmwood—Transcona raised a very valid concern. During pre-budget consultations every year, we are asked to provide another process for people to withdraw from their RRSPs to do something or other. I would like a comment from the hon. member as to how to deal with that, how do we help--