Mr. Speaker, as regards the last part of the question, it is true that in civil law there is greater likelihood of a fine being imposed than imprisonment and that punishment is generally less severe when the trial takes place before the Quebec court, for example, or in a civil proceeding rather than a criminal one.
I am less familiar with the American example. There was a small explanatory note on the American model, but because I do not have in-depth knowledge of it I am going to reserve judgment, with my colleague's permission, to avoid stepping off the path of prudence I usually follow when I do not know something.
As to health insurance, in my opinion, it would be covered by this sort of bill since it concerns nominative information. The provisions of the bill could be used to instigate proceedings.