Mr. Speaker, that is the shortest question I have heard any lawyer in the chamber ask since I was elected.
We have some serious concerns about organized crime involvement, credit and debit card fraud and identity theft. That is really a big concern. I guess the isolated cases can be dealt with, but when they are part of organized crime, particularly when there is an international flavour and international connections to them, we have cause for serious concern.
Criminals who are involved with this type of activity are often the same people involved in the drug activity. They are all tied together at a certain point. I mentioned that the member for Windsor—Tecumseh had noted that lawyers were faced with real estate buyers presenting false identity to get mortgage loans. That is not within the bill, but it is another fertile area for organized crime.
We have mentioned that there is a huge rise in identity theft. The bill has an exemption for law enforcement, such as undercover police to use identity documents, called lawful excuse. This is a very important point. In addition, there is a five-year parliamentary review of the legislation, which we are very happy to see.
In terms of losses, computers get blamed for a lot of things, but a member mentioned yesterday day that online losses were still only 15% of the total, whereas in-person losses were at 25%. People are still experiencing losses with credit card fraud and debit card fraud in person at a higher rate than they are online.