Mr. Speaker, I thank my friend from Scarborough Centre for that very interesting question.
What do I say to that? I say to my constituents and to all Canadians, thank goodness we do not have a Liberal government right now or we would be in a mess.
Personal debt, household debt, is certainly troubling. There is no doubt about it. However, for an average family of four it would be $3,000 a year higher if the Liberals had their way, perhaps more.
What I am saying is that we have reduced taxes for an average family of four by $3,000. That hon. member seems concerned about household debt. That would add $3,000 to that family's debt, a sizeable amount of money.
The most important thing that I think this hon. member has missed is the fact that we have created jobs. Many of those people would not be working if it were not for our economic action plan. There have been 430,000 net new jobs since July 2009.