The Lortie report is clear. Balkanizing the system and having voluntary membership, as proposed, is the worst scenario. That is what it says. By eliminating the passport system, which is recognized and works, the federal government will complicate things in the short term and will take away Quebec's control over its financial sector and hand it over to Toronto in the medium term.
Why do you, in the federal government, wish to take away Quebec's financial autonomy? Why do you want to do that?