Mr. Speaker, the NDP's suggestions are just irresponsible.
If we are here to talk about keeping money in the pockets of families, whether it is by providing consumer protection or by keeping their taxes low, it is the same thing. At the end of the day, there is more money in the pockets of Canadian families. Sadly, the NDP do not understand that. It wants to keep taxing our families.
The Conservative government has ensured that families have, on average, $3,000 more in their pockets. It is that simple.
As I mentioned earlier, our Conservative government has taken leadership with many pro-consumer initiatives, including sensible measures to help Canadians entering the housing market. We constantly monitor the housing market, ready to take prudent steps to ensure its continued stability. That is why we recently took prudent and sensible action to strengthen Canada's housing market by reducing the maximum mortgage period to 30 years, significantly reducing interest payments for Canadian families, lowering the maximum amount lenders can provide when refinancing mortgages to 85% and withdrawing taxpayer backing on home equity lines of credit provided by lenders. These were prudent moves that even the NDP member for Outremont, the then finance critic, called good ideas.