Mr. Speaker, as I understand the strange position, the contradictory position, taken by the member opposite, he is saying that the government ought to act to restrict credit at the same time that we ought to encourage consumer confidence, economic activity, job creation, and growth in the country. Those are contradictory goals.
We have said to Canadians very clearly that interest rates have only one way to go, and that is up, over time, and they ought to be prudent in their spending.
We have not seen any evidence of any imprudence, in terms of the Canadian housing market.