Mr. Speaker, my question is for the hon. member opposite. The government has presented a lot of half measures since the beginning of the session in September, and even in June. There are many small businesses and self-employed workers in my riding. When they heard about this bill, they were excited at first. However, when they read the bill, they realized it was a savings plan and not a pension plan or a retirement plan. It is a savings plan, like the one for students.
How does this government expect low-income individuals to put money aside, as this program requires? It is not a solution. It is a half measure.