Mr. Speaker, we are still in a period of consultation on this.
For retirement a senior has to rely on an array of things. The OAS and the GIS and the CPP are government programs that we have inherited. We are trying to provide a better array of savings plans, including the tax-free savings account plus the proposed new pooled pension plan, to allow them greater options to save for their future. Probably one of the best pension plans for an individual is to invest in their own principal residence, but that is only one aspect of it.
Canadians are financially savvy and financially literate, and it would be a bonus to them to have these options to choose how they wish to retire.