Mr. Speaker, the member has done a lot of work in protecting young people who come to our country against their will, in terms of human smuggling, and thank her for all the work she has done in that area.
We have talked a fair amount about this plan being important to seniors and others who are getting close. However, what I think is more important is that with the pooled plan, if a young person joins a firm that is part of a pooled plan, he or she has to opt out of it and the person automatically gets a pension plan. That is not the case with an RRSP. People have to choose to do it themselves. This way people think about why it is important for young people to think about their futures and the pension programs that they may have.
Would my colleague comment on that?